
HEROS ADVANTAGE PROGRAM
Making homeownership accessible, affordable, and tailored to the heroes who keep our communities strong.
YOU SERVE THE COMMUNITY. WE SERVE YOU.

WHAT IS THE HEROS ADVANTAGE PROGRAM?
This program is exclusively available to qualified community heroes and applies only to loans originated by Green Lending — Akron Branch. The benefit cannot be transferred to another person and may only be used when the eligible hero is the buyer or co-buyer of the home.
The hero must occupy the property as their primary residence and must fully qualify for the mortgage in order to receive the program benefit. These guidelines ensure the program remains dedicated to supporting the individuals who serve and strengthen our communities every day.
HERO ADVANTAGE PROGRAM EXPLAINED
The Hero Advantage Program provides a financial benefit equal to one percent of the loan amount, up to a maximum of $5,000. This benefit can be applied toward the buyer’s closing costs or used to buy down the interest rate for long-term savings.
NO CASH BACK:
The Hero Advantage Program has a strict no cash back policy. The benefit cannot be issued, delivered, or paid out in the form of cash, and the eligible hero cannot forfeit or decline the benefit to receive a cash equivalent. If the loan includes down payment assistance or any other credit that creates excess funds at closing, the Hero Advantage Benefit will be adjusted so that no money is returned to the buyer. The benefit can only be applied to allowable closing costs or to reduce the interest rate and cannot exceed the actual costs permitted by program guidelines.
EXAMPLE:
A loan amount of $350,000 receives a benefit of $3,500. If combined credits are higher than the allowable costs, the benefit is reduced so the buyer does not receive cash back.

WHAT OUR CLIENTS SAY
Chinasa Anum · 1 day ago ★★★★★
Working with my loan officer Emmanuel was a great experience. He was patient, clear, and always quick to respond to my questions.
Ester Leite · 3 weeks ago ★★★★★
Grateful — my biggest dream came true: buying my home.
Cruisinglane · 14 weeks ago ★★★★★
Manny is reliable and dedicated — always goes the extra mile.
Oluwafemi Ajeigbe · 15 weeks ago ★★★★★
A pleasure to work with — confident, professional, and effective.
Titilayo Fowora · 15 weeks ago ★★★★★
Your go-to for mortgage solutions — knowledgeable and capable.
Sese A · 15 weeks ago ★★★★★
Seamless transaction with guidance every step of the way.
Taiwo Daram · 16 weeks ago ★★★★★
Very knowledgeable and professional — great to work with.
Rasheed Ojerinde · 16 weeks ago ★★★★★
Diligent, reliable, and honest — found the best rate for my needs.
Summer Day · 18 weeks ago ★★★★★
My recommended lender: knowledgeable, communicative, and efficient.
Andrew Priddy · 18 weeks ago ★★★★★
Awesome to work with — helps you every step of the way.
Victor K · 18 weeks ago ★★★★★
A decade of transparent, patient guidance — the one I trust.
Omoshalewa Ogbeni Awe · 18 weeks ago ★★★★★
Very knowledgeable and patient with quick responses to every question.
Cassandra Jarjabka · 18 weeks ago ★★★★★
As a first-time buyer, I felt confident and supported throughout.
Janet S & M A · September 23, 2023 ★★★★★
Quick email responses and constant updates. Fixed a title hiccup near closing.
Maselina B · September 15, 2023 ★★★★★
Turned an impossible goal into a home purchase. Clear, determined, and kind.
Cass L · June 21, 2023 ★★★★★
Puts clients first, breaks down the numbers, honest and dependable.
Tawana S · January 29, 2025 ★★★★★
Left a five star rating for Manny Oloyede.
Chauncy W · January 24, 2025 ★★★★★
Clear communication and transparency. Timely responses.
Uchenna I · December 23, 2024 ★★★★★
Professional and reliable from start to finish. Closing was smooth and successful.
Uchenna E I · December 23, 2024 ★★★★★
Process was effortless with good follow up and phone support on forms.
David L · November 30, 2024 ★★★★★
He communicated very well.
Ayodeji A · September 19, 2024 ★★★★★
Left a five star rating for Manny Oloyede.
Ayodeji O A · September 19, 2024 ★★★★★
Exceptional service from application to disbursement. Seamless and efficient.
Jennifer D · September 8, 2024 ★★★★★
Always on top of everything and keeps everyone updated. Great to work with.
Martins S · August 9, 2024 ★★★★★
Outstanding service and expertise. Clear and transparent throughout.
Martins N · August 9, 2024 ★★★★★
Most professional and understanding loan officer I have worked with.
She H · July 9, 2024 ★★★★★
Excellent communication. Guided me and made it fast and less stressful.
Morolake W · July 9, 2024 ★★★★★
Excellent communication about steps and expectations. Less stressful process.
Greg B · May 16, 2024 ★★★★★
Great communication and answered all questions. Would love to work together again.
Taiwo D · March 31, 2024 ★★★★★
On top of the process from first day to last day. Thank you.
Kolawole A · March 28, 2024 ★★★★★
Left a five star rating for Manny Oloyede.
Ridwan S A · March 28, 2024 ★★★★★
On point information and made first time buying as stressless as possible.
Ben G · February 21, 2024 ★★★★★
Explained every step and answered questions right away. Easy and stress free.
Victor K · February 17, 2024 ★★★★★
Absolute best mortgage experience. Patient, professional, understanding.
Tatyana K · February 17, 2024 ★★★★★
Very difficult loan resolved and closed on time. Solution oriented and effective.
Taiwo D · December 9, 2023 ★★★★★
Very professional and experienced. I will recommend him for my clients.
Enoch O · November 24, 2023 ★★★★★
Fantastic job and peak professionalism. Awesome experience.
Kehinde O · November 21, 2023 ★★★★★
Always available and amazing personality. Sydney and team were great too.
Victor K · October 30, 2023 ★★★★★
Process was painless and easy. There every step. Client for life.
Janet S R · September 29, 2023 ★★★★★
Kept us updated throughout and responded very quickly when needed.
Tanya W · September 22, 2023 ★★★★★
Informative, knowledgeable, and excellent communication. Smooth refinance.
Michael B · July 30, 2023 ★★★★★
Diligent and hard working. Explained every step and addressed concerns.
Cathy S · July 23, 2023 ★★★★★
Always there for questions and explained every process. Closed fast.
Alex B · July 22, 2023 ★★★★★
Great communication with weekly updates that led to a quick closing.
Victor K · June 27, 2023 ★★★★★
No one more detailed and communicative. Always an exceptional experience.
Sese A · June 24, 2023 ★★★★★
True professional. Seamless transaction. Dependable and knowledgeable.
Jordan K · June 20, 2023 ★★★★★
Diligent, thorough, and knowledgeable. Always dependable.
Sharon B · May 16, 2023 ★★★★★
Amazing experience after switching. Weekly communication and smooth closing.
Ahkieya I · April 24, 2023 ★★★★★
Wonderful to work with. Honest and communicative. Feels like a friend.
WHO QUALIFIES?
DESIGNED FOR THE PEOPLE WHO PROTECT, TEACH, HEAL,AND KEEP OUR COMMUNITY MOVING.
Teachers and school staff
Healthcare workers
Police officers
Firefighters
EMTs and Paramedics
Active Duty Military
National Guard
Veterans
Social Workers
Sanitation, Water, and Utilities City Workers.

LET'S MAKE HOMEOWNERSHIP HAPPEN
Start your home purchase with confidence. Our team is here and ready to guide
you through every step of the process.
CONTACT MANNY
FAQS
Eligible participants include approved community heroes such as teachers, healthcare workers, first responders, military members, and other public service professionals. The program is available only to buyers who meet hero eligibility and loan qualification requirements.
No. The benefit cannot be transferred. The eligible hero must be the buyer or co-buyer on the loan.
No. Only primary residences qualify.
No. The hero must fully qualify for the mortgage in order to receive the program benefit.
Yes. The Hero Advantage Program can be combined with other down payment assistance programs.
The benefit will be reduced to prevent any cash back to the buyer. The program has a strict no cash back policy.
No. The benefit cannot be issued in cash, delivered as cash, or exchanged for any cash equivalent.
No. Program terms, guidelines, and availability may change at any time without notice.
No. The benefit applies only to the specific loan where the hero is the buyer or co-buyer.
It can be applied toward allowable closing costs or to buy down the interest rate. Nothing else.
No. The Hero Advantage Benefit cannot be used to pay for any upfront fees, including the appraisal. The benefit is applied at closing only and can be used toward allowable closing costs or to buy down the interest rate.
No. The Hero Advantage Benefit is only applied at the time of a successful closing. If the loan does not close, the benefit cannot be issued, credited, or carried over to another transaction.
Contact
Manny Oloyede | NMLS #1824463
Phone: (216) 816-5215
Mail: manny.oloyede@greenlending.com
Green Lending | NMLS #2598612
141 Broad Blvd, STE 102 Cuyahoga Falls, OH. 44221
Branch NMLS #2721476

Disclaimer: This is not a commitment to lend. All loans are subject to credit, underwriting, and property approval. Not all applicants will qualify. Terms, conditions, and program availability are subject to change without notice. Interest rates and loan terms may vary based on market conditions and borrower qualifications. Additional restrictions may apply.
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